All payment methods

iDEAL

iDEAL, launched in 2005, provides a payment guarantee to merchants while enabling consumers to pay online through their mobile banking app or online bank account. iDEAL is the most successful and most used payment method in the Netherlands. Supported banks include: ABN AMRO, ASN Bank, bunq, ING, Knab, Rabobank, RegioBank, Revolut, SNS, Svenska Handelsbanken, Triodos Bank, Van Lanschot.

iDEAL
Type Bank transfer
Consumer countries
Currencies

Want to integrate iDEAL onto your platform?

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Why iDEAL

iDEAL cite a 71% market share in the Netherlands, making it easy for merchants to reach millions of Dutch consumers for their e-commerce purchases.

iDEAL is accepted by merchants in over 60 countries outside of the Netherlands.

According to iDEAL, consumers spend more than €30 billion a year using iDEAL. Around 130,000 e-commerce merchants accept the payment method. Dutch consumers use it to make more than 50 million purchases a month.

Specifications

Coverage

Consumer
Merchant Global

Currencies

Consumer EUR
Processing EUR
Settlement EUR

Features

Recurring payments
One-click payments
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

Payment flow

Screen 1

At online checkout, the consumer chooses iDEAL as their preferred payment method

Screen 2

The consumer is redirected to a PPRO-hosted page where they select their preferred bank

Screen 3

They are redirected to the login page of their selection. Depending on the selected bank, the flow presented here may vary.

Screen 4

Once logged in, the consumer reviews the order information

Screen 5

To authorize the payment, the consumer is asked for SCA authentication, for example PIN/TAN.

Screen 6

The consumer can see the payment confirmation

Screen 7

Once the payment is confirmed, the consumer redirects back to the merchant

Screen 1

At online checkout, the consumer chooses iDEAL as their preferred payment method

Screen 2

The consumer is redirected to a PPRO-hosted page where they have the option to scan a QR code

Screen 3

They scan the QR code with the iDEAL app

Screen 4

Once logged in, the consumer reviews the payment and accesses their bank

Screen 5

Once they are in their banking app, the consumer authorizes the payment

Screen 6

The payment confirmation is then displayed in the banking environment

Screen 7

Once the payment is confirmed, the consumer redirects back to the merchant

Want to integrate iDEAL onto your platform?

Get in touch