iDEAL
iDEAL, launched in 2005, provides a payment guarantee to merchants while enabling consumers to pay online through their mobile banking app or online bank account. iDEAL is the most successful and most used payment method in the Netherlands. Supported banks include: ABN AMRO, ASN Bank, bunq, ING, Knab, Rabobank, RegioBank, Revolut, SNS, Svenska Handelsbanken, Triodos Bank, Van Lanschot.
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Get in touchWhy iDEAL
iDEAL cite a 71% market share in the Netherlands, making it easy for merchants to reach millions of Dutch consumers for their e-commerce purchases.
iDEAL is accepted by merchants in over 60 countries outside of the Netherlands.
According to iDEAL, consumers spend more than €30 billion a year using iDEAL. Around 130,000 e-commerce merchants accept the payment method. Dutch consumers use it to make more than 50 million purchases a month.
Specifications
Coverage
Currencies
Features
Payment flow
At online checkout, the consumer chooses iDEAL as their preferred payment method
The consumer is redirected to a PPRO-hosted page where they choose to scan a QR code or select their bank
The consumer is select their internet bank
They are redirected to the login page of their selection. Depending on the selected bank, the flow presented here may vary.
Once logged in, the consumer reviews the order information
To authorize the payment, the consumer is asked for SCA authentication, for example PIN/TAN.
The consumer can see the payment confirmation
Once the payment is confirmed, the consumer redirects back to the merchant
At online checkout, the consumer chooses iDEAL as their preferred payment method
The consumer is redirected to a PPRO-hosted page where they have the option to scan a QR code
They scan the QR code with the iDEAL app
Once logged in, the consumer reviews the payment and accesses their bank
Once they are in their banking app, the consumer authorizes the payment
The payment confirmation is then displayed in the banking environment
Once the payment is confirmed, the consumer redirects back to the merchant